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HOW
DO I MAKE A CLAIM
- Claim against your
own insurance company: In this case, you should note
that there is an excess clause your insurance policy.
Your claim must exceed the excess amount, and your insurance
company will only pay the difference between your claim
and the excess amount. For example, if the excess amount
is $700 and your claim is $500, the insurers will not pay.
However, if your claim is $1,000, your insurers will only
pay $300. You will also lose your no claim bonus.
- Claim against another
person: It is advisable to see a lawyer (see page on
Seeing your Lawyer
). Please remember that lawyers can represent you only if
you authorise them to do so, usually by signing a warrant
to act.
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