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Motor Insurers' Bureau


HOW DO THE VICTIMS OF ACCIDENTS CAUSED BY UNINSURED MOTORISTS AND UNTRACED MOTORISTS GO ABOUT OBTAINING COMPENSATION?

By writing to the Motor Insurers' bureau at 48A Amoy Street, Singapore 069874, or by seeking advice from solicitors or from the Legal Aid Bureau, who will then write to the MIB in appropriate cases.

  1. As for uninsured motorist cases the claimants would be required to obtain Judgements against the tortfeasors and to allow the Bureau to defend the claims if the tortfeasors are legally unrepresented.

  2. The procedure for untraced motorist cases is relatively simple. The claimant, usually through his solicitors, makes an application in the prescribed form to the MIBS Secretariat together with medical reports and other relevant documents and stating the amount of compensation demanded. The Council of the MIBS will study the claim and decide whether to meet the claim in full or in part or to reject it totally, taking all factors into consideration. The Council may appoint investigators to investigate into the circumstances of the accident, the nature and seriousness of the applicant's injury, his monthly earnings, etc. before making its award, including legal costs. Where the MIBS has made a final award and the applicant is aggrieved by the amount awarded, an appeal may be made to the Minister for Finance whose decision is final, as provided under the terms of the Principal Agreement.



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